Privacy Policy

ivathorilques collects various types of information to provide you with comprehensive financial education services. We're committed to transparency about what data we gather and how we use it.

We collect this information when you register for our programs, interact with our platform, communicate with our support team, or engage with our educational content. All data collection complies with Australian Privacy Principles under the Privacy Act 1988.

Your information enables us to deliver exceptional financial education experiences tailored to your learning goals. Here's how we put your data to work:

• Providing access to courses, resources, and educational materials
• Personalizing learning recommendations based on your progress and interests
• Communicating about course updates, new programs, and educational opportunities
• Processing payments and managing your account and subscriptions
• Analyzing platform usage to improve our educational offerings
• Providing customer support and responding to your inquiries
• Ensuring platform security and preventing fraud
• Complying with legal obligations and regulatory requirements in Australia

ivathorilques maintains strict controls over information sharing. We only share your data in specific circumstances that directly support your educational journey or fulfill legal requirements.

Service Providers: We work with trusted third-party service providers who assist with payment processing, email communications, platform hosting, and educational content delivery. These partners are contractually bound to protect your information and use it solely for providing services to ivathorilques.

Educational Partners: When you enroll in courses that feature guest instructors or collaborative content, we may share relevant learning progress with these educational partners to ensure continuity of instruction and appropriate credentialing.

Legal Requirements: We may disclose information when required by Australian law, court orders, or regulatory authorities. This includes compliance with tax reporting requirements and anti-money laundering regulations applicable to financial education providers.

Business Transfers: In the event of a merger, acquisition, or sale of ivathorilques's assets, your information may be transferred as part of that transaction. You would be notified of any such change in ownership or control.

Under Australian privacy laws, you have significant control over your personal information. We've made exercising these rights straightforward and accessible.

To exercise any of these rights, contact our privacy team using the details provided below. We'll verify your identity and respond to your request within the timeframes required by Australian law.

Protecting your information is fundamental to our operations. ivathorilques employs multiple layers of security to safeguard your personal and learning data against unauthorized access, alteration, or disclosure.

Technical Safeguards: We use industry-standard encryption for data transmission and storage, secure server infrastructure with regular security updates, and multi-factor authentication for administrative access. Our platform undergoes regular security audits and vulnerability assessments.

Administrative Controls: Access to personal information is limited to authorized personnel who require it for their job functions. All staff receive privacy training, and we maintain strict policies governing data handling and access controls.

Physical Security: Our servers are housed in secure data centers with controlled access, environmental monitoring, and backup power systems. We maintain detailed logs of all access to our systems.

ivathorilques retains your information only as long as necessary to provide educational services and comply with legal obligations. Our retention practices balance your privacy interests with educational continuity and regulatory requirements.

Active Accounts: While your account remains active, we retain all necessary information to provide continuous access to your courses, track learning progress, and maintain your educational records.

Inactive Accounts: Accounts that remain inactive for more than three years may have certain data archived or deleted, though core educational records are preserved to verify completed coursework and issued certificates.

Legal Requirements: Some information must be retained for longer periods to comply with Australian business records requirements, tax obligations, and financial services regulations. This typically includes payment records and completion certificates.

Deletion Process: When data is scheduled for deletion, we use secure methods to ensure information cannot be recovered. This includes overwriting storage media and destroying physical records according to industry best practices.

Our platform uses cookies and similar technologies to enhance your learning experience and analyze platform usage. You have control over these technologies through your browser settings and our cookie preferences.

Essential Cookies: These are necessary for platform functionality, including maintaining your login session, remembering your course progress, and ensuring security features work properly. These cookies cannot be disabled without affecting platform functionality.

Analytics Cookies: We use these to understand how users interact with our platform, which courses are most popular, and where users might be experiencing difficulties. This helps us improve our educational offerings.

Preference Cookies: These remember your settings and preferences, such as language selection, course display options, and notification preferences, making your experience more personalized.

You can manage cookie preferences through your browser settings or our cookie consent tool available in your account dashboard. Note that disabling certain cookies may affect platform functionality and your learning experience.

While ivathorilques operates primarily within Australia, some of our service providers may process data internationally. We ensure appropriate safeguards protect your information regardless of where it's processed.

Adequacy Decisions: When transferring data to countries recognized by Australia as having adequate privacy protections, we rely on these adequacy decisions to ensure continued protection of your information.

Contractual Safeguards: For transfers to other countries, we implement standard contractual clauses and additional security measures to ensure your data receives equivalent protection to what it would receive in Australia.

Service Provider Agreements: All international service providers must contractually commit to protecting your information according to Australian privacy standards and are subject to regular audits of their privacy practices.

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. Any significant changes will be communicated clearly and in advance.

Notification Process: We'll notify you of material changes through email, prominent notices on our platform, or direct communication if the changes significantly affect how we handle your information.

Continued Use: Your continued use of ivathorilques's services after we post changes constitutes acceptance of the updated policy. If you disagree with changes, you may close your account, though some information may be retained as described in our retention policy.

Policy Archive: Previous versions of this policy are available upon request, allowing you to review how our privacy practices have evolved over time.